Build & rehab projects · $50K to $2M+
Build with the money
where it should be.
ConstructionEscrow handles the long-cycle, multi-milestone, lien-sensitive transactions —
new builds, major rehabs, additions, gut renovations. Draw schedules. Lien waivers.
Inspection-gated releases. USDC settlement on Base. Built for owners and builders who
want every dollar accounted for from foundation to certificate of occupancy.
Transaction range
$50K–$2M+
Builds, rehabs, additions
Typical draws
5–10
Foundation → CO
Fee
1.5%
+ $200 setup · sliding cap
Settlement
USDC
Base mainnet · inspection-gated
Draw schedules built for the work
A standard residential build draws on these milestones. Custom schedules fully supported — every project is different.
1
Permits + mobilization
Plans approved, permits pulled, site mobilized
10%
Permit copies
2
Foundation
Excavation, footings, foundation poured + inspected
15%
Inspection signoff
3
Framing + dried-in
Framing complete, roof on, windows installed
20%
Photo + framing inspection
4
Rough mechanicals
Plumbing, electrical, HVAC rough-in inspected
15%
Rough inspection signoff
5
Insulation + drywall
Insulation, drywall hung, taped, finished
10%
Walkthrough + photos
6
Finishes
Flooring, cabinets, fixtures, paint, trim
15%
Walkthrough + photos
7
Final + CO
Final inspection, certificate of occupancy, lien waivers
15%
CO + all lien waivers
What makes it construction-grade
ServiceEscrow handles a plumber for an afternoon. ConstructionEscrow handles eight months and seven trades — and behaves accordingly.
Lien waivers
Conditional & unconditional
Every draw requires lien waivers from the general and any sub paid in that draw cycle.
- Conditional waivers on draw request
- Unconditional waivers on draw release
- Mechanic's lien protection by default
Inspections
Gated by third-party verification
Releases trigger only on inspection signoff — county inspector, third-party engineer, or owner's rep — not on builder's word alone.
- County or municipal inspection integration
- Third-party PE / engineer signoff
- Photo + timestamp evidence on chain
Sub payments
Direct to verified subs
Optional: subs paid directly from escrow on draw release. Eliminates the "general kept the money" failure mode.
- PropertyChain-verified subs only
- Split releases per draw
- Sub-level lien waivers tracked
Fees that respect the project
A flat percentage on a $1M build would be excessive. We slide.
Setup + draw management
$200 + 1.5%
Sliding cap: $5K for projects under $1M; $10K cap above.
Optional add-ons
Third-party inspection coordination: $150 / draw
PE engineer signoff: project quote
Insights on construction payments
Field notes on draws, lien waivers, inspections, and the failure modes that separate well-run construction projects from disasters.
Playbook · 8 min read
Anatomy of a 7-draw construction schedule
Walk-through of the standard residential build draw schedule — what each draw covers, what evidence releases it, and where most projects go off the rails between draw 4 and draw 6.
Read →
Cheat sheet · 5 min read
Lien waivers explained for owners
Conditional vs unconditional. Progress vs final. The four statutory waiver forms Florida § 713 requires, what each one actually does, and the one mistake that voids them all.
Read →
Field note · 4 min read
Why subs disappear in draw 4 (and how to prevent it)
The general kept the draw. The sub stopped showing up. The owner thought the project was funded. A pattern we see often — and the direct-to-sub payment structure that eliminates it.
Read →
Open a construction escrow.
Tell us the project basics. We'll set up the draw schedule and route lien waivers, inspections, and sub payments.